Attention homeowners: Real estate appraisal services for in Mt Pleasant and Charleston County
Here are the top 7 reasons why South Carolina homeowners hire Matthew Midkiff:
We at Matthew Midkiff understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Matthew Midkiff, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenging property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other properties nearby. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting a professional appraisal from Matthew Midkiff is your perfect weapon when contesting your property tax assessment.
Need to remove PMI?An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Matthew Midkiff, we're qualified in helping homeowners just like you abolish unneeded PMI insurance.
Was your HELOC recently frozen?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be difficult from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Matthew Midkiff can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Matthew Midkiff offers field reviews where we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Matthew Midkiff can help you with that. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.